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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,317 | $85,766-76.3% | $136,298-85.1% | $70,126-71.0% |
| Participation rate | 73.5% | 74.2%-0.7pp | 81.9%-8.5pp | 69.5%+3.9pp |
| Annual return | 0.00% | 31.46%-31.5pp | 5156.27%-5156.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $2,218 | $2,966-25.2% | $4,696-52.8% | $2,343-5.3% |
| Participant deferral / active EE | $5,054 | $5,051+0.1% | $6,247-19.1% | $3,332+51.7% |
| Admin fee / account holder | $493 | $5,421-90.9% | $9,244-94.7% | $4,645-89.4% |