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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,204 | $109,372-80.6% | $89,414-76.3% | $158,966-86.7% |
| Participation rate | 33.3% | 74.3%-40.9pp | 68.0%-34.7pp | 82.0%-48.6pp |
| Annual return | 7.88% | 345.55%-337.7pp | 245.50%-237.6pp | 302.95%-295.1pp |
| Employer contribution / active EE | $1,158 | $3,171-63.5% | $2,586-55.2% | $4,762-75.7% |
| Participant deferral / active EE | $5,911 | $4,598+28.5% | $3,890+52.0% | $5,983-1.2% |
| Admin fee / account holder | $21,595 | $6,156+250.8% | $4,883+342.2% | $11,250+92.0% |