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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,457 | $95,188-60.6% | $76,518-51.0% | $135,379-72.3% |
| Participation rate | 23.1% | 74.4%-51.3pp | 68.0%-44.9pp | 82.6%-59.6pp |
| Annual return | -5.72% | 4.85%-10.6pp | -0.27%-5.5pp | 519.79%-525.5pp |
| Employer contribution / active EE | $567 | $3,303-82.8% | $2,647-78.6% | $4,779-88.1% |
| Participant deferral / active EE | $3,828 | $4,640-17.5% | $3,836-0.2% | $5,609-31.8% |
| Admin fee / account holder | $119 | $6,249-98.1% | $4,849-97.6% | $10,828-98.9% |