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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,541 | $73,978-57.4% | $96,515-67.3% | $75,173-58.0% |
| Participation rate | 63.6% | 66.4%-2.8pp | 74.3%-10.7pp | 67.2%-3.6pp |
| Annual return | 17.34% | 26.72%-9.4pp | 35.73%-18.4pp | 160.72%-143.4pp |
| Employer contribution / active EE | $2,556 | $2,931-12.8% | $3,740-31.7% | $2,671-4.3% |
| Participant deferral / active EE | $2,032 | $3,660-44.5% | $4,880-58.4% | $4,126-50.8% |
| Admin fee / account holder | $596 | $5,219-88.6% | $6,735-91.1% | $5,651-89.4% |