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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,026 | $115,810-87.0% | $101,271-85.2% | $158,966-90.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.02% | 56.15%-42.1pp | 46.48%-32.5pp | 302.95%-288.9pp |
| Employer contribution / active EE | $1,138 | $4,175-72.8% | $3,660-68.9% | $4,762-76.1% |
| Participant deferral / active EE | $1,782 | $4,958-64.1% | $4,371-59.2% | $5,983-70.2% |
| Admin fee / account holder | $1,207 | $7,248-83.3% | $5,948-79.7% | $11,250-89.3% |