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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,321 | $103,949-79.5% | $69,182-69.2% | $273,972-92.2% |
| Participation rate | 25.0% | 67.4%-42.4pp | 55.1%-30.1pp | 83.0%-58.0pp |
| Annual return | 10.28% | 35.28%-25.0pp | -21.93%+32.2pp | 41.46%-31.2pp |
| Employer contribution / active EE | $1,088 | $1,783-39.0% | $1,206-9.8% | $4,869-77.7% |
| Participant deferral / active EE | $4,150 | $2,716+52.8% | $1,897+118.8% | $5,287-21.5% |
| Admin fee / account holder | $1,765 | $3,671-51.9% | $2,697-34.6% | $10,133-82.6% |