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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,455 | $76,522+39.1% | $56,033+90.0% | $145,884-27.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 18.38% | 3014.28%-2995.9pp | 1711.38%-1693.0pp | 551.85%-533.5pp |
| Employer contribution / active EE | $3,081 | $1,382+122.9% | $1,041+196.0% | $4,662-33.9% |
| Participant deferral / active EE | $31,932 | $2,624+1116.9% | $1,954+1534.2% | $6,690+377.3% |
| Admin fee / account holder | $6,086 | $3,328+82.8% | $2,827+115.3% | $13,392-54.6% |