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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,948 | $160,040-36.9% | $147,096-31.4% | $145,877-30.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 19.50% | 98.49%-79.0pp | 419.75%-400.3pp | 551.28%-531.8pp |
| Employer contribution / active EE | $3,414 | $5,289-35.5% | $4,936-30.8% | $4,663-26.8% |
| Participant deferral / active EE | $13,904 | $8,429+65.0% | $8,071+72.3% | $6,691+107.8% |
| Admin fee / account holder | $7,567 | $15,050-49.7% | $13,005-41.8% | $13,402-43.5% |