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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,770 | $148,623-43.0% | $135,974-37.7% | $139,466-39.2% |
| Participation rate | 73.7% | 83.9%-10.2pp | 81.9%-8.2pp | 80.3%-6.6pp |
| Annual return | 22.32% | 79.30%-57.0pp | 68.30%-46.0pp | 373.66%-351.3pp |
| Employer contribution / active EE | $3,602 | $5,246-31.3% | $4,859-25.9% | $4,754-24.2% |
| Participant deferral / active EE | $12,202 | $8,103+50.6% | $7,760+57.2% | $6,712+81.8% |
| Admin fee / account holder | $7,693 | $12,406-38.0% | $10,767-28.5% | $11,409-32.6% |