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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,876 | $157,304-72.1% | $141,197-68.9% | $152,909-71.3% |
| Participation rate | 78.3% | 84.8%-6.6pp | 82.5%-4.2pp | 82.5%-4.2pp |
| Annual return | 24.63% | 64.34%-39.7pp | 71.41%-46.8pp | 345.46%-320.8pp |
| Employer contribution / active EE | $2,960 | $5,263-43.8% | $4,736-37.5% | $4,764-37.9% |
| Participant deferral / active EE | $7,386 | $7,111+3.9% | $6,710+10.1% | $5,851+26.2% |
| Admin fee / account holder | $2,350 | $12,126-80.6% | $10,265-77.1% | $11,601-79.7% |