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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,751 | $154,228-16.5% | $145,433-11.5% | $137,256-6.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 19.10% | 74.59%-55.5pp | 66.58%-47.5pp | 220.34%-201.2pp |
| Employer contribution / active EE | $3,546 | $4,804-26.2% | $4,554-22.1% | $4,156-14.7% |
| Participant deferral / active EE | $12,204 | $8,216+48.5% | $7,897+54.5% | $6,407+90.5% |
| Admin fee / account holder | $755 | $14,344-94.7% | $13,129-94.3% | $12,270-93.8% |