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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,383 | $101,778-56.4% | $164,975-73.1% | $80,925-45.2% |
| Participation rate | 64.1% | 71.8%-7.7pp | 78.6%-14.5pp | 67.7%-3.6pp |
| Annual return | 17.33% | 16.73%+0.6pp | 70.12%-52.8pp | 35.65%-18.3pp |
| Employer contribution / active EE | $3,969 | $2,954+34.4% | $4,343-8.6% | $2,756+44.0% |
| Participant deferral / active EE | $6,569 | $4,477+46.7% | $6,033+8.9% | $4,299+52.8% |
| Admin fee / account holder | $1,224 | $8,221-85.1% | $12,688-90.4% | $6,940-82.4% |