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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.5 years Service code 15 · EIN 23-1945930 | Recordkeeping | $7,860 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,555 | $89,282-61.3% | $94,679-63.5% | $74,440-53.6% |
| Participation rate | 91.6% | 82.4%+9.2pp | 80.8%+10.8pp | 70.7%+20.9pp |
| Annual return | 26.68% | 25.96%+0.7pp | 156.75%-130.1pp | 34.37%-7.7pp |
| Employer contribution / active EE | $0 | $3,022-100.0% | $3,673-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $15,629 | $8,425+85.5% | $7,417+110.7% | $4,529+245.1% |
| Admin fee / account holder | $15 | $219-93.2% | $7,233-99.8% | $348-95.7% |