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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,848 | $106,247-54.0% | $96,515-49.4% | $139,466-65.0% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 11.50% | 38.47%-27.0pp | 35.73%-24.2pp | 373.66%-362.2pp |
| Employer contribution / active EE | $2,187 | $4,106-46.7% | $3,740-41.5% | $4,754-54.0% |
| Participant deferral / active EE | $4,425 | $5,456-18.9% | $4,880-9.3% | $6,712-34.1% |
| Admin fee / account holder | $47,301 | $7,885+499.9% | $6,735+602.3% | $11,409+314.6% |