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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,241 | $106,008+9.7% | $92,240+26.0% | $147,586-21.2% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 13.67% | 50.05%-36.4pp | 176.29%-162.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $1,032 | $4,333-76.2% | $3,680-72.0% | $4,876-78.8% |
| Participant deferral / active EE | $7,406 | $4,478+65.4% | $3,897+90.0% | $5,439+36.2% |
| Admin fee / account holder | $14,222 | $6,333+124.6% | $5,194+173.8% | $10,886+30.6% |