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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,231 | $107,363+0.8% | $92,909+16.5% | $152,897-29.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 17.74% | 145.63%-127.9pp | 109.44%-91.7pp | 345.43%-327.7pp |
| Employer contribution / active EE | $2,712 | $4,222-35.8% | $3,653-25.8% | $4,764-43.1% |
| Participant deferral / active EE | $7,659 | $4,848+58.0% | $4,238+80.7% | $5,851+30.9% |
| Admin fee / account holder | $8,821 | $7,082+24.6% | $5,795+52.2% | $11,599-24.0% |