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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,027 | $129,737-26.8% | $119,126-20.2% | $154,746-38.6% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 15.25% | 379.08%-363.8pp | 282.11%-266.9pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,673 | $4,375-61.8% | $4,034-58.5% | $4,379-61.8% |
| Participant deferral / active EE | $4,767 | $5,842-18.4% | $5,318-10.4% | $6,730-29.2% |
| Admin fee / account holder | $5,247 | $11,961-56.1% | $10,693-50.9% | $14,365-63.5% |