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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,041 | $182,442+84.2% | $163,379+105.7% | $138,895+141.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 33.83% | 72.74%-38.9pp | 63.41%-29.6pp | 145.39%-111.6pp |
| Employer contribution / active EE | $3,790 | $4,159-8.9% | $3,752+1.0% | $4,194-9.6% |
| Participant deferral / active EE | $14,325 | $6,817+110.1% | $6,282+128.0% | $6,396+124.0% |
| Admin fee / account holder | $1,489 | $10,396-85.7% | $9,818-84.8% | $12,562-88.2% |