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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,585 | $190,879-30.5% | $160,009-17.1% | $134,532-1.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -22.11% | 552.63%-574.7pp | 408.85%-431.0pp | 418.27%-440.4pp |
| Employer contribution / active EE | $56,973 | $4,995+1040.6% | $4,225+1248.4% | $4,741+1101.7% |
| Participant deferral / active EE | $13,239 | $6,924+91.2% | $6,183+114.1% | $6,401+106.8% |
| Admin fee / account holder | $7,441 | $10,495-29.1% | $8,715-14.6% | $11,429-34.9% |