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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,468 | $138,385-78.7% | $184,243-84.0% | $80,925-63.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.01% | 20.02%-3.0pp | 28.82%-11.8pp | 35.65%-18.6pp |
| Employer contribution / active EE | $3,197 | $4,851-34.1% | $6,427-50.3% | $2,756+16.0% |
| Participant deferral / active EE | $5,405 | $7,075-23.6% | $9,132-40.8% | $4,299+25.7% |
| Admin fee / account holder | $6,437 | $10,489-38.6% | $13,914-53.7% | $6,940-7.3% |