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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,387 | $123,793-69.8% | $177,848-79.0% | $79,856-53.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 12.35% | 22.82%-10.5pp | 48.33%-36.0pp | 31.71%-19.4pp |
| Employer contribution / active EE | $2,473 | $4,095-39.6% | $5,919-58.2% | $2,471+0.1% |
| Participant deferral / active EE | $5,901 | $5,956-0.9% | $7,714-23.5% | $3,741+57.8% |
| Admin fee / account holder | $1,342 | $7,243-81.5% | $12,431-89.2% | $5,306-74.7% |