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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,391 | $125,797-66.3% | $170,043-75.1% | $75,173-43.6% |
| Participation rate | 65.5% | 83.6%-18.1pp | 87.0%-21.5pp | 67.2%-1.7pp |
| Annual return | 19.99% | 27.20%-7.2pp | 53.40%-33.4pp | 160.72%-140.7pp |
| Employer contribution / active EE | $2,728 | $4,616-40.9% | $6,790-59.8% | $2,671+2.1% |
| Participant deferral / active EE | $5,597 | $6,838-18.1% | $10,410-46.2% | $4,126+35.6% |
| Admin fee / account holder | $1,859 | $8,177-77.3% | $12,824-85.5% | $5,651-67.1% |