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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,510 | $146,267-73.7% | $197,124-80.5% | $82,448-53.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 19.00% | 29.61%-10.6pp | 44.34%-25.3pp | 41.64%-22.6pp |
| Employer contribution / active EE | $3,095 | $4,723-34.5% | $6,227-50.3% | $2,551+21.3% |
| Participant deferral / active EE | $5,156 | $7,035-26.7% | $9,135-43.6% | $4,139+24.6% |
| Admin fee / account holder | $2,026 | $14,422-86.0% | $16,298-87.6% | $7,234-72.0% |