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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,396 | $111,535+10.6% | $105,223+17.3% | $137,256-10.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 22.97% | 237.85%-214.9pp | 180.65%-157.7pp | 220.34%-197.4pp |
| Employer contribution / active EE | $1,036 | $3,939-73.7% | $3,689-71.9% | $4,156-75.1% |
| Participant deferral / active EE | $9,675 | $5,500+75.9% | $5,072+90.8% | $6,407+51.0% |
| Admin fee / account holder | $876 | $9,721-91.0% | $8,859-90.1% | $12,270-92.9% |