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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,396 | $114,119+8.1% | $107,187+15.1% | $138,895-11.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 22.97% | 273.21%-250.2pp | 204.55%-181.6pp | 145.39%-122.4pp |
| Employer contribution / active EE | $1,036 | $4,059-74.5% | $3,782-72.6% | $4,194-75.3% |
| Participant deferral / active EE | $9,675 | $5,538+74.7% | $5,096+89.9% | $6,396+51.3% |
| Admin fee / account holder | $876 | $10,024-91.3% | $9,162-90.4% | $12,562-93.0% |