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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,841 | $111,787-59.0% | $93,681-51.1% | $145,978-68.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.97% | 203.52%-197.5pp | 133.47%-127.5pp | 550.52%-544.5pp |
| Employer contribution / active EE | $1,341 | $3,093-56.6% | $2,422-44.6% | $4,662-71.2% |
| Participant deferral / active EE | $1,690 | $4,918-65.6% | $4,415-61.7% | $6,690-74.7% |
| Admin fee / account holder | $38,858 | $10,256+278.9% | $8,290+368.7% | $13,400+190.0% |