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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,156 | $138,078-30.4% | $125,363-23.3% | $134,509-28.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.56% | 750.49%-768.0pp | 572.15%-589.7pp | 418.13%-435.7pp |
| Employer contribution / active EE | $12,369 | $5,245+135.8% | $4,815+156.9% | $4,741+160.9% |
| Participant deferral / active EE | $10,374 | $7,800+33.0% | $7,447+39.3% | $6,400+62.1% |
| Admin fee / account holder | $3,395 | $11,566-70.6% | $10,005-66.1% | $11,427-70.3% |