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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,085 | $157,276-62.4% | $141,177-58.1% | $152,885-61.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.18% | 64.33%-36.2pp | 71.40%-43.2pp | 345.39%-317.2pp |
| Employer contribution / active EE | $10,174 | $5,262+93.4% | $4,736+114.8% | $4,763+113.6% |
| Participant deferral / active EE | $8,237 | $7,110+15.8% | $6,710+22.8% | $5,851+40.8% |
| Admin fee / account holder | $791 | $12,123-93.5% | $10,263-92.3% | $11,598-93.2% |