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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,774 | $202,342-70.0% | $172,752-64.8% | $152,897-60.3% |
| Participation rate | 82.4% | 87.1%-4.7pp | 82.6%-0.3pp | 82.5%-0.1pp |
| Annual return | 27.63% | 1029.83%-1002.2pp | 802.97%-775.3pp | 345.43%-317.8pp |
| Employer contribution / active EE | $2,723 | $5,858-53.5% | $5,144-47.1% | $4,764-42.8% |
| Participant deferral / active EE | $6,203 | $5,948+4.3% | $5,198+19.3% | $5,851+6.0% |
| Admin fee / account holder | $624 | $17,111-96.4% | $13,955-95.5% | $11,599-94.6% |