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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,223 | $198,457-69.7% | $170,435-64.7% | $147,586-59.2% |
| Participation rate | 81.8% | 88.0%-6.1pp | 83.6%-1.8pp | 82.8%-1.0pp |
| Annual return | 20.49% | 257.30%-236.8pp | 205.94%-185.5pp | 578.59%-558.1pp |
| Employer contribution / active EE | $2,866 | $6,183-53.6% | $5,432-47.2% | $4,876-41.2% |
| Participant deferral / active EE | $5,089 | $5,629-9.6% | $4,939+3.0% | $5,439-6.4% |
| Admin fee / account holder | $5,766 | $16,852-65.8% | $13,881-58.5% | $10,886-47.0% |