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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,563 | $180,459-69.2% | $154,108-63.9% | $135,380-59.0% |
| Participation rate | 84.6% | 87.4%-2.8pp | 83.0%+1.6pp | 82.6%+2.0pp |
| Annual return | -7.73% | 888.21%-895.9pp | 735.21%-742.9pp | 519.81%-527.5pp |
| Employer contribution / active EE | $2,493 | $6,035-58.7% | $5,298-52.9% | $4,779-47.8% |
| Participant deferral / active EE | $6,053 | $5,806+4.2% | $5,081+19.1% | $5,609+7.9% |
| Admin fee / account holder | $715 | $16,145-95.6% | $13,411-94.7% | $10,828-93.4% |