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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,236 | $136,860+5.4% | $120,344+19.9% | $154,746-6.8% |
| Participation rate | 79.2% | 79.9%-0.7pp | 76.7%+2.5pp | 80.7%-1.5pp |
| Annual return | 16.30% | 21.38%-5.1pp | 20.30%-4.0pp | 172.34%-156.0pp |
| Employer contribution / active EE | $3,913 | $3,533+10.7% | $3,020+29.6% | $4,379-10.7% |
| Participant deferral / active EE | $8,849 | $5,793+52.7% | $5,135+72.3% | $6,730+31.5% |
| Admin fee / account holder | $1,247 | $15,393-91.9% | $12,742-90.2% | $14,365-91.3% |