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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,202 | $117,846+9.6% | $102,434+26.1% | $145,884-11.4% |
| Participation rate | 82.6% | 78.6%+4.0pp | 76.5%+6.1pp | 80.3%+2.3pp |
| Annual return | 11.80% | 31.90%-20.1pp | 29.46%-17.7pp | 551.85%-540.0pp |
| Employer contribution / active EE | $3,049 | $3,615-15.7% | $3,023+0.8% | $4,662-34.6% |
| Participant deferral / active EE | $6,437 | $5,733+12.3% | $5,055+27.3% | $6,690-3.8% |
| Admin fee / account holder | $2,450 | $13,356-81.7% | $9,462-74.1% | $13,392-81.7% |