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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,431 | $92,219-45.3% | $76,767-34.3% | $135,380-62.7% |
| Participation rate | 84.2% | 79.8%+4.4pp | 77.0%+7.2pp | 82.6%+1.6pp |
| Annual return | -9.11% | 5.46%-14.6pp | 2.43%-11.5pp | 519.81%-528.9pp |
| Employer contribution / active EE | $3,097 | $3,216-3.7% | $2,485+24.6% | $4,779-35.2% |
| Participant deferral / active EE | $5,605 | $4,508+24.3% | $3,852+45.5% | $5,609-0.1% |
| Admin fee / account holder | $8,306 | $10,749-22.7% | $6,675+24.4% | $10,828-23.3% |