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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,875 | $100,262+178.1% | $81,370+242.7% | $145,897+91.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.37% | 34.52%-14.2pp | 24.85%-4.5pp | 552.29%-531.9pp |
| Employer contribution / active EE | $3,981 | $2,979+33.6% | $2,464+61.6% | $4,663-14.6% |
| Participant deferral / active EE | $5,604 | $4,612+21.5% | $3,885+44.2% | $6,689-16.2% |
| Admin fee / account holder | $7,324 | $8,163-10.3% | $5,749+27.4% | $13,390-45.3% |