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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,022 | $103,164+186.9% | $90,259+228.0% | $154,746+91.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 70.7%+29.3pp | 80.7%+19.3pp |
| Annual return | 17.82% | 19.25%-1.4pp | 18.88%-1.1pp | 172.34%-154.5pp |
| Employer contribution / active EE | $3,625 | $2,532+43.2% | $2,291+58.2% | $4,379-17.2% |
| Participant deferral / active EE | $5,286 | $4,422+19.6% | $3,827+38.1% | $6,730-21.5% |
| Admin fee / account holder | $3,891 | $8,593-54.7% | $7,267-46.5% | $14,365-72.9% |