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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,491 | $89,364-30.1% | $141,177-55.7% | $72,983-14.4% |
| Participation rate | 67.7% | 75.1%-7.4pp | 82.5%-14.8pp | 69.5%-1.8pp |
| Annual return | 22.19% | 111.86%-89.7pp | 71.40%-49.2pp | 81.01%-58.8pp |
| Employer contribution / active EE | $1,138 | $3,115-63.5% | $4,736-76.0% | $2,440-53.4% |
| Participant deferral / active EE | $4,168 | $5,419-23.1% | $6,710-37.9% | $3,608+15.5% |
| Admin fee / account holder | $7,263 | $5,959+21.9% | $10,263-29.2% | $5,124+41.7% |