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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,546 | $85,766-21.2% | $136,298-50.4% | $70,126-3.7% |
| Participation rate | 75.3% | 74.2%+1.1pp | 81.9%-6.6pp | 69.5%+5.8pp |
| Annual return | 22.58% | 31.46%-8.9pp | 5156.27%-5133.7pp | 73.15%-50.6pp |
| Employer contribution / active EE | $1,473 | $2,966-50.3% | $4,696-68.6% | $2,343-37.1% |
| Participant deferral / active EE | $5,521 | $5,051+9.3% | $6,247-11.6% | $3,332+65.7% |
| Admin fee / account holder | $8,727 | $5,421+61.0% | $9,244-5.6% | $4,645+87.9% |