Retirement plan

DBHMS 401(K) PLAN

Name: NEST BUILDERS, INC. D/B/A DBHMS - DBHMS 401(K) PLAN (2020) Form 5500
Creator: NEST BUILDERS, INC. D/B/A DBHMS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DBHMS 401(K) PLAN, NEST BUILDERS, INC. D/B/A DBHMS

NEST BUILDERS, INC. D/B/A DBHMSEIN 35-2185639Plan #001PY 2020

303 WEST ERIE STREET, SUITE 510 - CHICAGO, IL 60654312-915-0557

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$4.8M

+20.1% from 2019

Total participants

+5.9% from 2019

Average account balance

$65,322

+13.5% from 2019

Annual return

17.82%

-4.56 pp from 2019

Benchmarks

See 26,423 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort26,423 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$581K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5289

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$330K

$5506 / participant

Other / not subdivided$330K100.0%

% of EOY assets

6.928%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$65,322

$98,760-33.9%

$149,715-56.4%

$79,858-18.2%

Participation rate

71.7%

75.8%-4.1pp

82.5%-10.8pp

69.6%+2.0pp

Annual return

17.82%

27.43%-9.6pp

276.66%-258.8pp

31.72%-13.9pp

Employer contribution / active EE

$2,275

$3,217-29.3%

$4,645-51.0%

$2,471-7.9%

Participant deferral / active EE

$4,737

$5,681-16.6%

$6,842-30.8%

$3,740+26.7%

Admin fee / account holder

$4,525

$6,053-25.2%

$9,310-51.4%

$5,306-14.7%

DBHMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DBHMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion