Retirement plan

DBHMS 401(K) PLAN

Name: NEST BUILDERS, INC. D/B/A DBHMS - DBHMS 401(K) PLAN (2018) Form 5500
Creator: NEST BUILDERS, INC. D/B/A DBHMS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DBHMS 401(K) PLAN, NEST BUILDERS, INC. D/B/A DBHMS

NEST BUILDERS, INC. D/B/A DBHMSEIN 35-2185639Plan #001PY 2018

303 WEST ERIE STREET, SUITE 510 - CHICAGO, IL 60654312-915-0557

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3.1M

-5.4% from 2017

Total participants

-7.9% from 2017

Average account balance

$45,943

-12.5% from 2017

Annual return

-6.37%

-39.10 pp from 2017

Benchmarks

See 25,536 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,536 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$581K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5289

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$389K

$6483 / participant

Other / not subdivided$389K100.0%

% of EOY assets

12.637%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$45,943

$77,816-41.0%

$123,549-62.8%

$64,181-28.4%

Participation rate

75.0%

74.7%+0.3pp

82.3%-7.3pp

69.6%+5.4pp

Annual return

-6.37%

12.49%-18.9pp

119.20%-125.6pp

7.63%-14.0pp

Employer contribution / active EE

$2,395

$3,014-20.5%

$4,628-48.2%

$2,381+0.6%

Participant deferral / active EE

$4,609

$5,240-12.0%

$6,426-28.3%

$3,470+32.8%

Admin fee / account holder

$5,806

$5,519+5.2%

$9,284-37.5%

$4,887+18.8%

DBHMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DBHMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion