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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,978 | $174,379-0.8% | $152,093+13.7% | $138,895+24.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.43% | 74.86%-63.4pp | 66.36%-54.9pp | 145.39%-134.0pp |
| Employer contribution / active EE | $0 | $4,652-100.0% | $4,175-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $10,020 | $6,159+62.7% | $5,451+83.8% | $6,396+56.7% |
| Admin fee / account holder | $10,683 | $16,880-36.7% | $14,497-26.3% | $12,562-15.0% |