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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,681 | $198,457-10.0% | $170,435+4.8% | $147,586+21.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.77% | 257.30%-253.5pp | 205.94%-202.2pp | 578.59%-574.8pp |
| Employer contribution / active EE | $20,881 | $6,183+237.7% | $5,432+284.4% | $4,876+328.2% |
| Participant deferral / active EE | $14,168 | $5,629+151.7% | $4,939+186.8% | $5,439+160.5% |
| Admin fee / account holder | $6,602 | $16,852-60.8% | $13,881-52.4% | $10,886-39.4% |