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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,002 | $67,411-30.3% | $91,004-48.4% | $70,126-33.0% |
| Participation rate | 77.8% | 71.4%+6.4pp | 75.6%+2.2pp | 69.5%+8.2pp |
| Annual return | 17.04% | -40.16%+57.2pp | 4.60%+12.4pp | 73.15%-56.1pp |
| Employer contribution / active EE | $1,681 | $1,786-5.9% | $2,456-31.6% | $2,343-28.3% |
| Participant deferral / active EE | $3,651 | $2,823+29.3% | $3,548+2.9% | $3,332+9.6% |
| Admin fee / account holder | $1,677 | $4,236-60.4% | $5,417-69.0% | $4,645-63.9% |