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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,004 | $78,694-53.0% | $67,652-45.3% | $125,389-70.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 14.91% | 9.46%+5.5pp | 6625.40%-6610.5pp | 282.24%-267.3pp |
| Employer contribution / active EE | $2,415 | $3,044-20.6% | $2,266+6.6% | $4,866-50.4% |
| Participant deferral / active EE | $5,381 | $4,292+25.4% | $3,560+51.2% | $5,352+0.6% |
| Admin fee / account holder | $6,148 | $7,403-17.0% | $4,821+27.5% | $9,541-35.6% |