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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,291 | $84,236-62.9% | $170,435-81.6% | $70,126-55.4% |
| Participation rate | 76.7% | 70.8%+5.9pp | 83.6%-6.9pp | 69.5%+7.2pp |
| Annual return | 19.26% | 23.06%-3.8pp | 205.94%-186.7pp | 73.15%-53.9pp |
| Employer contribution / active EE | $3,212 | $3,387-5.2% | $5,432-40.9% | $2,343+37.1% |
| Participant deferral / active EE | $2,321 | $3,086-24.8% | $4,939-53.0% | $3,332-30.3% |
| Admin fee / account holder | $704 | $5,698-87.7% | $13,881-94.9% | $4,645-84.9% |