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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,707 | $77,638-63.0% | $156,551-81.7% | $62,881-54.3% |
| Participation rate | 71.2% | 71.2%0pp | 84.0%-12.8pp | 69.3%+1.9pp |
| Annual return | 15.71% | 50.33%-34.6pp | 32.23%-16.5pp | 20.14%-4.4pp |
| Employer contribution / active EE | $2,805 | $3,444-18.5% | $5,501-49.0% | $2,281+23.0% |
| Participant deferral / active EE | $1,981 | $3,046-35.0% | $4,871-59.3% | $3,203-38.2% |
| Admin fee / account holder | $13,452 | $5,561+141.9% | $13,028+3.3% | $4,296+213.2% |