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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $153,769-86.8% | $133,975-84.8% | $273,972-92.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 8.92% | 36.51%-27.6pp | 29.29%-20.4pp | 41.46%-32.5pp |
| Employer contribution / active EE | $2,598 | $6,029-56.9% | $5,211-50.2% | $4,869-46.6% |
| Participant deferral / active EE | $4,453 | $6,958-36.0% | $6,282-29.1% | $5,287-15.8% |
| Admin fee / account holder | $420 | $11,765-96.4% | $9,324-95.5% | $10,133-95.9% |