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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,241 | $197,637-74.1% | $177,848-71.2% | $158,982-67.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 17.30% | 58.77%-41.5pp | 48.33%-31.0pp | 302.99%-285.7pp |
| Employer contribution / active EE | $3,789 | $6,698-43.4% | $5,919-36.0% | $4,763-20.4% |
| Participant deferral / active EE | $9,545 | $8,405+13.6% | $7,714+23.7% | $5,983+59.5% |
| Admin fee / account holder | $2,612 | $15,406-83.0% | $12,431-79.0% | $11,252-76.8% |