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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,977 | $107,363-1.3% | $92,909+14.1% | $152,897-30.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.40% | 145.63%-124.2pp | 109.44%-88.0pp | 345.43%-324.0pp |
| Employer contribution / active EE | $8,783 | $4,222+108.0% | $3,653+140.4% | $4,764+84.4% |
| Participant deferral / active EE | $6,038 | $4,848+24.6% | $4,238+42.5% | $5,851+3.2% |
| Admin fee / account holder | $4,387 | $7,082-38.1% | $5,795-24.3% | $11,599-62.2% |