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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,481 | $97,732-20.7% | $83,831-7.6% | $135,380-42.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.38% | 1287.56%-1293.9pp | 850.99%-857.4pp | 519.81%-526.2pp |
| Employer contribution / active EE | $7,417 | $4,222+75.7% | $3,631+104.2% | $4,779+55.2% |
| Participant deferral / active EE | $4,077 | $4,683-12.9% | $4,082-0.1% | $5,609-27.3% |
| Admin fee / account holder | $6,146 | $6,675-7.9% | $5,479+12.2% | $10,828-43.2% |