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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,912 | $184,014-18.0% | $161,149-6.4% | $138,895+8.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 18.74% | 21.52%-2.8pp | 21.16%-2.4pp | 145.39%-126.7pp |
| Employer contribution / active EE | $6,158 | $5,055+21.8% | $4,360+41.2% | $4,194+46.8% |
| Participant deferral / active EE | $14,776 | $6,909+113.9% | $6,153+140.1% | $6,396+131.0% |
| Admin fee / account holder | $1,021 | $18,027-94.3% | $15,194-93.3% | $12,562-91.9% |