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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,950 | $183,592+83.0% | $155,574+115.9% | $145,877+130.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.64% | 61.37%-54.7pp | 64.87%-58.2pp | 551.28%-544.6pp |
| Employer contribution / active EE | $6,795 | $5,317+27.8% | $4,676+45.3% | $4,663+45.7% |
| Participant deferral / active EE | $7,076 | $6,466+9.4% | $5,629+25.7% | $6,691+5.8% |
| Admin fee / account holder | $281 | $19,316-98.5% | $15,914-98.2% | $13,402-97.9% |